Rental yield & investment analyzer
All figures are computed by deterministic, tested code from your inputs. Scenarios are hypothetical, not forecasts.
Hypothetical scenario based on the assumptions shown. It is not a forecast or a guarantee of returns. Hypothetical scenario — not a forecast or guarantee.
Fee rates are unverified placeholders — confirm before relying on them.
- Gross yield
- 7.00%
- Net yield (year 1)
- 4.77%
- Cash-on-cash (year 1)
- -1.52%
- Upfront cash required
- AED 390,250
- Year-1 cash flow
- -AED 5,926
- Break-even occupancy
- 102.4%
- Monthly mortgage
- AED 5,261
- Total profit (hypothetical)
- -AED 44,895
- IRR (hypothetical)
- -2.33%
incl. acquisition costs AED 90,250
Annualized -2.41%
Acquisition costs
| Purchase price | AED 1,200,000 |
| Registration / transfer fee (unverified) | AED 48,000 |
| Agency fee (unverified) | AED 24,000 |
| Trustee / registration office fee (unverified) | AED 4,000 |
| Mortgage registration fee (unverified) | AED 2,250 |
| Bank processing fee (unverified) | AED 9,000 |
| Valuation fee (unverified) | AED 3,000 |
| Total acquisition cost | AED 1,290,250 |
Rental income vs expenses
Cash flow over time
Mortgage principal vs interest
Investment return scenarios
Hypothetical scenario — not a forecast or guarantee.
| Scenario | IRR | Y1 cash flow | Total profit |
|---|---|---|---|
| Conservative | -15.34% | -AED 17,115 | -AED 246,451 |
| Base case | -2.33% | -AED 5,926 | -AED 44,895 |
| Optimistic | 11.54% | -AED 126 | AED 279,893 |
Sensitivity: year-1 cash-on-cash vs rent and price
| Price Δ \ Rent Δ | -20% | -10% | 0% | +10% | +20% |
|---|---|---|---|---|---|
| -10% | -4.2% | -2.0% | 0.1% | 2.3% | 4.4% |
| -5% | -4.8% | -2.8% | -0.8% | 1.3% | 3.3% |
| 0% | -5.4% | -3.5% | -1.5% | 0.4% | 2.4% |
| +5% | -5.9% | -4.1% | -2.2% | -0.4% | 1.5% |
| +10% | -6.4% | -4.6% | -2.9% | -1.1% | 0.7% |