Mortgage calculator
Indicative only; not a bank approval.
- Loan amount
- AED 1,200,000
- Monthly installment
- AED 7,015
- Total interest
- AED 904,524
- Total repayments
- AED 2,104,524
- Upfront cash (down payment + fees)
- AED 412,000
- Payoff
- 25y 0m
AED 300,000 + AED 112,000
Fee rates are unverified placeholders — confirm before relying on them.
Indicative only; not a bank approval.
Principal vs interest by year
Interest-rate sensitivity
| Interest rate (%) | Monthly installment | Total interest | Δ |
|---|---|---|---|
| 4.00% | AED 6,334 | AED 700,213 | -AED 681 |
| 4.50% | AED 6,670 | AED 800,997 | -AED 345 |
| 5.00% | AED 7,015 | AED 904,524 | — |
| 5.50% | AED 7,369 | AED 1,010,715 | +AED 354 |
| 6.00% | AED 7,732 | AED 1,119,485 | +AED 717 |
| 7.00% | AED 8,481 | AED 1,344,405 | +AED 1,466 |
Amortization schedule
| # | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | AED 7,015 | AED 2,015 | AED 5,000 | AED 1,197,985 |
| 2 | AED 7,015 | AED 2,023 | AED 4,992 | AED 1,195,961 |
| 3 | AED 7,015 | AED 2,032 | AED 4,983 | AED 1,193,930 |
| 4 | AED 7,015 | AED 2,040 | AED 4,975 | AED 1,191,889 |
| 5 | AED 7,015 | AED 2,049 | AED 4,966 | AED 1,189,840 |
| 6 | AED 7,015 | AED 2,057 | AED 4,958 | AED 1,187,783 |
| 7 | AED 7,015 | AED 2,066 | AED 4,949 | AED 1,185,717 |
| 8 | AED 7,015 | AED 2,075 | AED 4,940 | AED 1,183,642 |
| 9 | AED 7,015 | AED 2,083 | AED 4,932 | AED 1,181,559 |
| 10 | AED 7,015 | AED 2,092 | AED 4,923 | AED 1,179,467 |
| 11 | AED 7,015 | AED 2,101 | AED 4,914 | AED 1,177,367 |
| 12 | AED 7,015 | AED 2,109 | AED 4,906 | AED 1,175,257 |
| 13 | AED 7,015 | AED 2,118 | AED 4,897 | AED 1,173,139 |
| 14 | AED 7,015 | AED 2,127 | AED 4,888 | AED 1,171,012 |
| 15 | AED 7,015 | AED 2,136 | AED 4,879 | AED 1,168,876 |
| 16 | AED 7,015 | AED 2,145 | AED 4,870 | AED 1,166,731 |
| 17 | AED 7,015 | AED 2,154 | AED 4,861 | AED 1,164,578 |
| 18 | AED 7,015 | AED 2,163 | AED 4,852 | AED 1,162,415 |
| 19 | AED 7,015 | AED 2,172 | AED 4,843 | AED 1,160,243 |
| 20 | AED 7,015 | AED 2,181 | AED 4,834 | AED 1,158,063 |
| 21 | AED 7,015 | AED 2,190 | AED 4,825 | AED 1,155,873 |
| 22 | AED 7,015 | AED 2,199 | AED 4,816 | AED 1,153,674 |
| 23 | AED 7,015 | AED 2,208 | AED 4,807 | AED 1,151,466 |
| 24 | AED 7,015 | AED 2,217 | AED 4,798 | AED 1,149,248 |