AI illustrationLast reviewed: 2026-10-26
Think in total cash required
The price on the listing is only part of the cash you need. Budget for the down payment, government registration fees, agency commission, mortgage arrangement and valuation fees, and a reserve for the first months of ownership.
Ongoing costs that change your return
Service charges, maintenance, insurance, vacancy between tenants and management fees all reduce net income. Service charges vary widely by building, so use the figure from the building's official service-charge schedule rather than an average.
Verify every rate at its source
Fee percentages and rules are set by authorities such as Dubai Land Department and RERA and can change. PropCami labels the fee assumptions it uses as unverified until a dated official source is attached, so always confirm the current figure before committing.
Run the numbers with your own inputs
Use the mortgage calculator for the monthly payment and upfront cash, and the rental yield analyzer to see how costs change net return under conservative, base and optimistic scenarios.
Frequently asked questions
Is the listed price the total I will pay?
No. Registration fees, commission, financing costs and reserves come on top. See the checklist above and verify each with an official source.
Where do I confirm current fees?
Dubai Land Department and RERA publications, your licensed broker and your lender. PropCami shows its assumptions and their verification status.